Screenshots
About Bale
Bale is a unified banking and messaging platform that lets you chat with friends and family while managing your finances seamlessly in one app. Designed by Elenoon Apps and integrated with Bank Melli Iran's services, Bale combines social communication with secure financial transactions.
Stay connected through instant messaging with support for text, voice, video, photos, music, and file sharing. Create groups up to 2,048 members, public and private channels for content creation, businesses, and charities. Customize your experience with diverse stickers, create custom sticker packs, and explore curated channels through Bale's showcase. Switch between night mode, access your messages on web, and use the app simultaneously across mobile, laptop, and tablet devices.
Manage your banking efficiently without leaving the app. Send money directly between Shenase network banks by recipient name alone—no need to know their card number. Access Bank Melli Iran's digital branch services including account opening, loan facilities, balance inquiries, exchange rates, and IBAN verification. Check your balance and card status fee-free, receive banking advice from bank staff through online consultation, and conduct card-to-card transfers to your contacts instantly.
Handle all your bill payments with ease: mobile phone bills, utilities including electricity, water, and gas, and highway tolls. Buy mobile credit for Irancell, Hamrah-e Aval, and Rightel offline through the dedicated feature. Purchase internet packages from major operators and manage loan installments directly. Create payment requests tied to your bank card—perfect for invoicing, charity collections, and transfers.
Track your finances by viewing transaction history, searching past records, and receiving detailed statements from your banking transactions. Pay without requiring a second password using Bale's digital wallet, and support charitable organizations through integrated donation features. Data traffic on Bale is calculated at one-third the standard rate, reducing your mobile data consumption.
With support for Persian, Turkish, Arabic, and English, Bale makes banking accessible to diverse users across Iran. Experience the convenience of Bale where messaging and financial services meet.
Pros & Cons
Pros
- Unified messaging and banking in one app reduces switching between services
- Send money by recipient name alone without needing card numbers
- Bill payments, mobile credit, and utilities handled directly within the app
- Reduced data consumption at one-third the standard rate
Cons
- Bank Melli Iran integration limits utility outside that banking ecosystem
- Regional focus on Iran means limited international money transfer capabilities
- Account creation likely requires identity verification and banking credentials
- Real-time transaction features carry risk of impulsive financial decisions
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